We expend a lot of energy in life just dealing with routine things, from a daily commute to home maintenance issues to financial management and much more.
One of the big obstacles to personal growth is getting bogged down in these everyday things, and yet they can’t be ignored either.
However, they can be simplified and in some cases even automated. Below are four ways to streamline your life so that you can better focus on the things that matter most.
If you have a family, one of the things you probably worry about is making sure that they are financially secure.
One way to ensure this is by purchasing a life insurance policy. With life insurance, you can feel sure that if anything happens to you, your family will get a payout that can replace your income for years to come.
There are other advantages to purchasing a life insurance policy as well. Some types of policies can act as investments.
This is the case for many permanent policies, and you might be able to sell it later through a life settlement or a viatical settlement. You can review a guide on viatical settlements to help you determine whether one might be right for you.
Automate everything you can, from retirement contributions to bill pay and more. Look for apps that help you budget if this is a struggle for you. It may be easier than ever to file taxes thanks to software, but if doing so gives you a headache, just pay a professional to get it off your plate. Money should pay for necessities and then make your life easier.
Another thing you can do is to start investing in different projects such as stocks, mutual funds, real estate, and even cryptocurrency. In doing so, you create what is called passive income—this is often referred to playfully as, “Making money in your sleep.” However, you shouldn’t just jump into the realm of investing headfirst.
Smart investing requires discipline, research, and tools. These tools often include advanced charting programs and different types of investment calculators. Ultimately, you should start small so you can gain experience while minimizing the chance of loss.
Start with cryptocurrency such as Bitcoin, Ethereum, BNB, or USDT. The reason behind starting with cryptocurrency is that the market is always open so you can trade at your own convenience, as well as the barrier for entry is quite small.
For instance, instead of purchasing an entire Bitcoin, you could instead purchase $10 worth. As you do this, you will quickly get a crash course in how investing and trading works as a whole, giving you a sturdy foundation to build and grow upon.
The Power of No
Once you learn how to say no, you’ll gain a cognitive edge and feel like you’ve discovered a superpower. It turns out that you really don’t have to take that volunteer position at your kid’s school or attend your second cousin’s wedding.
While it generally smooths the wheels of family and social interaction if you explain your no, even if it’s a little white lie, it’s also worth remembering that the word is a complete sentence.
If there are people in your life that refuse to take no for an answer, use it in that very way. There’s no point in scrambling to explain things to them if they won’t accept it, so rather than tie yourself in knots or do things that you don’t want to do or don’t have time for, simply move on.
You will never have every single thing squared away so that you can focus on your personal growth. Simplifying is important, but another important skill is being able to turn away from something in your life that is chaotic and focus on other things.
It can be easy to put off your personal development because you aren’t ready for the next step for a multitude of superficial reasons.
The fact is that just because you aren’t in the perfect job, your finances aren’t in perfect condition or your house is a mess, you can still take the steps that you need to reach your full potential.